Manila: The Pag-IBIG Fund on Friday reported a net income of PHP28.04 billion for the first half of 2025, reflecting a 15.25-percent increase from the PHP24.33 billion posted in the same period last year. This achievement marks the agency's highest first-half net income since its establishment in 1980.
According to Philippines News Agency, gross income from January to June reached PHP44.39 billion, representing an increase of 11.65 percent or PHP4.63 billion year-on-year. The growth was attributed to strong collections and higher earnings from its housing and short-term loan portfolios.
Department of Human Settlements and Urban Development Secretary and Pag-IBIG Fund Board of Trustees Chair, Jose Ramon Aliling, stated, "This performance shows how excellently we are managing the funds that our members have entrusted to us." He further highlighted the agency's strong fiscal standing, which allows it to continue delivering members' benefits and finance more homes under the Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program, as directed by President Ferdinand R. Marcos Jr.
Income from investments rose by 51.79 percent to PHP4.27 billion, driven by placements in bonds, debt securities, money market instruments, equities, and investment properties. Investment income accounted for 5.56 percent of the agency's total gross income for the period.
Pag-IBIG Fund Chief Executive Officer Marilene Acosta reported that total assets reached PHP1.14 trillion as of June 2025, a 7.02-percent or PHP74.90-billion increase from the end of 2024. She emphasized that at least 70 percent of the agency's annual net income is returned to members as dividends, in accordance with its charter.
Pag-IBIG officials assured that the strong financial performance ensures the continued delivery of member benefits and support for affordable home financing programs. "Guided by President Marcos Jr.'s call for government institutions to deliver responsive social benefits, we continue to ensure that our members enjoy competitive earnings on their savings and gain access to affordable home financing," Acosta stated. She also reiterated the agency's commitment to sustaining its strong performance to help uplift the lives of more Filipino workers.
